Elan S3 S/E.
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'You all seem to be disparaging of what Simon has done in rebuilding this car'
I beg your pardon. I have not been disparaging at all. I have asked perfectly reasonable questions against a car that is being offered for sale, and remember the previous owner saying that the car had been written off.
Further, I seem to remember that David, the previous owner, said that he wanted, and tried to buy the car from the insurers, but was not able to, but I do not remember why not. So the question remains, how was the current owner, the seller of the vehicle, able to buy the car, yet David was not?
Why is this important? Because if the car is somewhere, on someones database, forget HPI, I am more concerned with MID., the Motor Insurers Database, noted as previously written off, then it can affect so many things, eg. being able to insure it etc.
Lastly, and perhaps most importantly, if it is not recorded ANYWHERE, that the car has previously been written off, then some sort of fraud has taken place by the insurers, as the insurance history of the car has been completely wiped clean.
Leslie
I beg your pardon. I have not been disparaging at all. I have asked perfectly reasonable questions against a car that is being offered for sale, and remember the previous owner saying that the car had been written off.
Further, I seem to remember that David, the previous owner, said that he wanted, and tried to buy the car from the insurers, but was not able to, but I do not remember why not. So the question remains, how was the current owner, the seller of the vehicle, able to buy the car, yet David was not?
Why is this important? Because if the car is somewhere, on someones database, forget HPI, I am more concerned with MID., the Motor Insurers Database, noted as previously written off, then it can affect so many things, eg. being able to insure it etc.
Lastly, and perhaps most importantly, if it is not recorded ANYWHERE, that the car has previously been written off, then some sort of fraud has taken place by the insurers, as the insurance history of the car has been completely wiped clean.
Leslie
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The way so called insurance 'Write off ' cars are handled in the UK is often completely misunderstood by most people.
What is usually meant and called a 'write off' by a insurance company or broker is just a term meaning the car is beyond economical repair by normal means. This with the high labour rates in the UK Motor trade means it doesn't take very much damage to have any car declared a 'write off' following an accident of some sort.
99% of these so called 'write off' cars find there way back on to the roads in the UK and unless a HPI check is done a driver will never know. That is why you should always, always do an HPI check on any car no matter what the age before you buy!
Re-insurance of a Cat 'S' or Cat 'N' car is never a problem.
This car was clearly not a total 'write off' otherwise it would have been classed by HPI as a Category 'A' car or Cat 'B' car which cannot be returned to the road in the UK. Cat A' or' B' cars are either crushed or are sold abroad usually to third world countries.
Copart UK Ltd are a world wide company,dealing with insurance companies, who hold auctions weekly of so called 'write'offs ' or Salvage cars as they are termed and if you register with them you are free to go and buy an ex-write off and rebuild it yourself if you wish. There are other smaller companies who deal in car salvage but they are the main one in the Uk who deal with repairable vehicle salvage.
https://www.copart.co.uk
Simon has said this car is a Cat 'S' and there is no problem with a Cat 'S' car being insured and returned to normal road use. Usually the DVLA will say either a DOT testing station must examine the car before it can obtain it's RFL or sometimes not even that and MOT will be acceptable before the car goes back on the road.
No records are destroyed or wiped clean! No fraud is ever done!
This car will be forever a Cat 'S' car as declared by HPI who hold the database of all cars in the UK. Re-Insuring a Cat 'S' car following a rebuild is never a problem..
https://en.wikipedia.org/wiki/HPI_Ltd
I am sure following the extensive re-build that has been done this is a perfectly nice car. If I was in the market for an Elan I wouldn't hesitate to buy it!
Alan.
What is usually meant and called a 'write off' by a insurance company or broker is just a term meaning the car is beyond economical repair by normal means. This with the high labour rates in the UK Motor trade means it doesn't take very much damage to have any car declared a 'write off' following an accident of some sort.
99% of these so called 'write off' cars find there way back on to the roads in the UK and unless a HPI check is done a driver will never know. That is why you should always, always do an HPI check on any car no matter what the age before you buy!
Re-insurance of a Cat 'S' or Cat 'N' car is never a problem.
This car was clearly not a total 'write off' otherwise it would have been classed by HPI as a Category 'A' car or Cat 'B' car which cannot be returned to the road in the UK. Cat A' or' B' cars are either crushed or are sold abroad usually to third world countries.
Copart UK Ltd are a world wide company,dealing with insurance companies, who hold auctions weekly of so called 'write'offs ' or Salvage cars as they are termed and if you register with them you are free to go and buy an ex-write off and rebuild it yourself if you wish. There are other smaller companies who deal in car salvage but they are the main one in the Uk who deal with repairable vehicle salvage.
https://www.copart.co.uk
Simon has said this car is a Cat 'S' and there is no problem with a Cat 'S' car being insured and returned to normal road use. Usually the DVLA will say either a DOT testing station must examine the car before it can obtain it's RFL or sometimes not even that and MOT will be acceptable before the car goes back on the road.
No records are destroyed or wiped clean! No fraud is ever done!
This car will be forever a Cat 'S' car as declared by HPI who hold the database of all cars in the UK. Re-Insuring a Cat 'S' car following a rebuild is never a problem..
https://en.wikipedia.org/wiki/HPI_Ltd
I am sure following the extensive re-build that has been done this is a perfectly nice car. If I was in the market for an Elan I wouldn't hesitate to buy it!
Alan.
Alan
'71 +2 S130/ 5speed Type9.
'71 +2 S130/ 5speed Type9.
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"Simon has said this car is a Cat 'S' and there is no problem with a Cat 'S' car being insured and returned to normal road use"
I don't think you interpreted Simon's answer to my question correctly, regarding whether there was any salvage "flag" or marker against the car.
He said "No", and I took the "S" underneath that answer to be his initial.
I understood that there is NO category attached to the Elan in question, unless you are referring to some other comment of his, which I've missed.
I don't think you interpreted Simon's answer to my question correctly, regarding whether there was any salvage "flag" or marker against the car.
He said "No", and I took the "S" underneath that answer to be his initial.
I understood that there is NO category attached to the Elan in question, unless you are referring to some other comment of his, which I've missed.
Last edited by elans3 on Sat Oct 05, 2024 8:29 pm, edited 2 times in total.
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elans3,
Do you think so...?
Well perhaps you are correct about what I understood to be saying it was Cat 'S' in which case if you are correct and it has not been declared by the industry in any Category at all, which I very much doubt, then even better, all is well and good and the car is categorised as clean going forward.
It was Leslies' inference that fraud had been comiitted which shows a lack of understanding of how the so called 'write off' and 'uneconomical repair' market works that I was at pains to clarify.
Alan.
Do you think so...?
Well perhaps you are correct about what I understood to be saying it was Cat 'S' in which case if you are correct and it has not been declared by the industry in any Category at all, which I very much doubt, then even better, all is well and good and the car is categorised as clean going forward.
It was Leslies' inference that fraud had been comiitted which shows a lack of understanding of how the so called 'write off' and 'uneconomical repair' market works that I was at pains to clarify.
Alan.
Alan
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