Lotus Elan

Elan pick up tomorrow and Insurance

PostPost by: jmp » Wed Feb 01, 2012 10:52 am

I've arranged to pick the elan up tomorrow so pictures will follow on Friday as it is likely to be dark when I get home. I've had to take out a seperate insurance policy as I can't add it to the "morgans only" policy. The price quoted is ?154.00 on a classic policy but one stipulation is it must be garaged overnight whilst on my premises. This doesn't apply for the morgans policy. Not too much of a problem but a little inconvenient till one of the mogs is sold. Is this normal on classic car policies?
Question: is this common on a "classic" policy and does the quote seem reasonable bearing in mind I'm not transferring any no claims discount from a previous policy?

John
jmp
Second Gear
Second Gear
 
Posts: 108
Joined: 17 Mar 2011

PostPost by: elanfan1 » Wed Feb 01, 2012 4:10 pm

John,

Have you tried our resident Elan owner and insurance broker?

Distance selling regs possibly allow you to cancel the one you have bought at no charge???

business-listings-f3/routen-chaplin-lotus-insurance-scheme-t22356.html
Steve

Silence is Guildern; Duct Tape is Silver
User avatar
elanfan1
Coveted Fifth Gear
Coveted Fifth Gear
 
Posts: 2077
Joined: 13 Jan 2004
Location: Cardiff in Welsh Wales

PostPost by: elansprint » Wed Feb 01, 2012 5:24 pm

John they do like them garaged some companies will insure not garaged my friends esprit doubled the price for no garage put the Morgan outside if someone steals it they will have broken their back by the end of the street (sit back & await flack). Hope you enjoy the Elan i am sure you will
Ian
elansprint
Fourth Gear
Fourth Gear
 
Posts: 500
Joined: 12 Sep 2003

PostPost by: jmp » Wed Feb 01, 2012 6:44 pm

Thanks for that.
Unfortunately I couldn't get past the recorded messages. I'll have to try again tomorrow.
jmp
Second Gear
Second Gear
 
Posts: 108
Joined: 17 Mar 2011

PostPost by: jmp » Wed Feb 01, 2012 7:01 pm

Fair comment in a way Ian,
You've been in one then!! A mog still puts a smile on the face though after a couple of miles.

My wife's MGTF is a far pleasanter car on a long Journey but I don't admit that to her. Last Summer we visited some friends in France and did the Journey back in one stint in the +4. I still had a hundred miles to drive and I was shuffling about in the seat trying to get my back comfortable. I daren't admit it to my wife though as she wanted more comfort for the long Journey, I feigned getting cramp in my foot instead.


I hope my memories of elans live up to the reality tomorrow. Up to a 50 mile drive home depending on the route. Quickest and shortest is the motorway but I'll probably take the cross country route and test out the road holding again. What's the quickest time anyone can get the hood up if the weather is rough?

John

John
jmp
Second Gear
Second Gear
 
Posts: 108
Joined: 17 Mar 2011

PostPost by: elanfan1 » Wed Feb 01, 2012 7:44 pm

If you can pick a route where you don't have to stop at traffic lights or similar providing you are going above 30 mph you don't get wet!
Steve

Silence is Guildern; Duct Tape is Silver
User avatar
elanfan1
Coveted Fifth Gear
Coveted Fifth Gear
 
Posts: 2077
Joined: 13 Jan 2004
Location: Cardiff in Welsh Wales

PostPost by: frearther » Wed Feb 01, 2012 11:52 pm

I'm not familiar with the terminology used in the insurance industry in England, but my agent here told me that being garaged (for my insurer, at least) just means that it's on your property, not on the street or in a public parking garage. Might the same be true there?
Art Frederick
S2 Roadster, built in 1965, registered in 1966, No. 26/4934
Nothing else of interest at present
User avatar
frearther
Fourth Gear
Fourth Gear
 
Posts: 506
Joined: 23 Sep 2003
Location: Chatham Centre, NY, USA

Total Online:

Users browsing this forum: andywatts, AshleyPark and 11 guests