Lotus Elan

The dreaded Insurance thread...

PostPost by: bcmc33 » Fri Aug 05, 2011 11:08 am

Steve S2 wrote:Just a quick note to say thanks all. Best quote was from Hagarty's: ?148 for 3,000 miles a year, agreed value, garaged for a 36y.o. Includes EU cover and full UK and EU breakdown.

My first reaction was - "That looks a bit expensive".

However, my renewal came in today at ?144 - a hike of 29% compared to last year. Perhaps I should do look elsewhere.
Brian Clarke
(1972 Sprint 5 EFI)

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PostPost by: nebogipfel » Fri Aug 05, 2011 12:18 pm

Mine came in at a similar price with Heritage for 5,000 miles, agreed value etc but I was able to knock breakdown cover off and get it for around ?120.

I have full personal membership with the AA so really can't see the point of paying twice. I have also looked at the "free" breakdown cover supplied with insurance policies and it is often very basic.

What is clear is that there is no reward for being a loyal customer these days and it pays you to shop around every year. I know it's a pain but it can save you lots of hard earned cash.
John

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PostPost by: Steve G » Fri Aug 05, 2011 2:15 pm

Give Kim Eaton at Routen Chaplin a call (01159 9737307), a thoroughly nice chap who also happens to be an Elan owner. My premium was ?155.89 for a 3,000 mile a year policy on an S4 DHC to Sprint Specification, I am 32.

I had a Hagerty policy last year, that was fine, although they couldn't put my wife on as a named driver as we only had one other car (?). Turns out it wasn't necessary anyway but they also don't offer the European cover and trackday cover that Routen Chaplin do.
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PostPost by: oillite » Fri Aug 05, 2011 3:14 pm

I'm with Carol Nash, more known for motorcycle insurance for which I've been with them for more than 25yrs.
and in that time fortunately only had to make one claim and they handled that brilliantly. So when I put my +2 back on the road I rung round but ended up with Carol Nash, they were the cheapest at a ?108 for full comp, legal, agreed value with EU, and UK, breakdown and recovery plus they seemed to know all about the make and model. I've now got my Astra VxRacing with them, again for the same reason and I live in one of the highest risk post codes listed.

Swintons were another firm that I've found to be good if you get to speak to the right operator! [ask for the classic car department]
I have two Mk2 Astra Gte 16 valves with them as they are a little to young for Carol Nash's classic car cover.

But one thing for sure that I have found, it pays to spent the time ringing around and not faffing about with comparison web sites with any insurance.
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PostPost by: bcmc33 » Fri Aug 05, 2011 9:01 pm

oillite wrote:I'm with Carol Nash, more known for motorcycle insurance for which I've been with them for more than 25yrs.
and in that time fortunately only had to make one claim and they handled that brilliantly. So when I put my +2 back on the road I rung round but ended up with Carol Nash, they were the cheapest at a ?108 for full comp, legal, agreed value with EU, and UK, breakdown and recovery plus they seemed to know all about the make and model.

I've been with Carole Nash for the past 7 years and the annual premium has stayed very consistent at around ?112 - so I've never bothered to look elsewhere. But as I said earlier, will now.

I have full house AA cover on my other two cars - it now seems silly having separate cover for the Sprint.
Brian Clarke
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PostPost by: elanski » Tue Aug 09, 2011 7:26 am

I used heritage-quote from Norton Insurance. ?104 on a 3000 mile policy with an agreed value was the best I could find. Includes Track day cover too if run through a recognised car club.
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