Lotus Elan

Insurance UK

PostPost by: Monster666 » Wed Jul 12, 2017 10:34 am

Good morning

Who are you using for agreed value insurance & what does it cost you?

Need to insure my '69 S4 DHC

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PostPost by: theelanman » Wed Jul 12, 2017 10:55 am

got mine with classic line......
agreed value at ?30k on a +2
should have been ?90 but I included international breakdown cover ?30 and drivers protection ?10....so ?130
full comp limited miles to 3,000......wife on it too ?75 excess.....?50 window excess
thats about it....
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PostPost by: 661 » Wed Jul 12, 2017 1:42 pm

One Answer. Classic car insurance, agreed value ?30k ish, ?75. They are a bit of a pain to deal with.
Last edited by 661 on Wed Jul 12, 2017 4:39 pm, edited 1 time in total.
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PostPost by: Monster666 » Wed Jul 12, 2017 2:54 pm

Thanks for the advice about Classic Line Insurance

I received quotes for my 1969 Elan S4 SE DHC, comprehensive cover with option of agreed value; policyholder only as driver; mileage limited to 6000pa unless shown otherwise.

Classic Insurance; insurer Equity Red Star; premium ?155; ?100 Accidental Damage, Fire &Theft excess [subject to it being garaged between 10pm and 6am when at home]; windscreen excess ?75; agreed value available subject to completing a form and submitting pictures at an extra cost of ?20 for 2 years cover - as car made before 1970 they provide unlimited mileage and also they provide uk & european breakdown including home start.

Flux Direct [ part of Adrian Flux]; Insurer, Optima Classic Car. premium ?160, ?150 AD, fire & theft excess, windscreen excess either ?150/?100 depending upon which part of their documentation you read reducing to nil if glass repaired. Agreed value is at an extra cost of ?15 and subject to agreement following submission of pictures

[ Not very impressed with Flux; took 4 calls to get the quote confirmed by email - in a follow up call to request email quote I found out they had recorded my email incorrectly but they didn't correct it so still didn't get the email; subsequent call they couldn't find my details, put me on hold then cut me off.]

Lancaster; insurer Zenith Marque; premium ?185 with ?125xs - note: they were cold calling me within half an hour of me getting a quote despite me ticking the box that I didn't want contacting

Heritage/Norton; Insurer - Insurer, Highway [part of London & Victoria LV], Premium ?231, ?250XS accidental damage, fire & theft reduced to ?90 for windscreen claims. Would not provide cover for more than 5000 miles pa. No agreed value option if not kept in a garage.

Footman James; insurer Ageas Insurance; premium ?268 with a ?200 xs
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PostPost by: Spyder fan » Wed Jul 12, 2017 5:29 pm

RH Specialist Cars https://www.rhspecialistinsurance.co.uk/car-insurance

Agreed value and retention of salvage without deduction. = example.... agreed value ?25k, if car damaged beyond economic repair you will be paid ?25k and you will get the wreck of the car no charge. Other insurers will pay the agreed value but will charge at least 25% of the payout if you want the car back, some others such as Footman James will offer retention of salvage at an extra charge, but no others do it as standard afaik.

Costs are reasonable and competitive with lesser value policies.

Please read this topic free-parking-f45/retention-salvage-classic-car-insurance-t32201.html
Kindest regards

Alan Thomas
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PostPost by: Europatc » Wed Jul 12, 2017 8:51 pm

I have mine with Classic line, always helpful always find a solution to a situation
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PostPost by: pereirac » Sat Jul 15, 2017 5:57 pm

I use Carole Nash..So far so good, about ?140 including European Breakdown so less than just breakdown with the RAC!

72 Elan Sprint
87 Excel SE
97 Alpina B10

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PostPost by: Monster666 » Sat Jul 15, 2017 9:25 pm

I didn't approach Carole Nash / was put off by the appalling service a friend of mine is currently experiencing
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