Think I'll pass on that John, my nerves are bad enough
I don't have any intention of selling it (it took long enough to find a good one) but the insurance value is for peace of mind really, especially as my last one was wrote off. Footman James gave me what it was valued at (7,500) without quibling, which helped a lot in enabling to buy the new one.
I was a bit miffed when Club Lotus valued it at what I bought it for, although I did pay over the odds for it. It is so much better than the last car, much more than a grands worth, so I guess that the old car was over valued but there is a difference between insurance value and what you'd get selling it - insurance is supposed to take some of the pain away isn't it?!